NOTICE OF ATM/NIGHT DEPOSIT FACILITY USER PRECAUTIONS
As
with all financial transactions, please exercise discretion
when using an automated teller machine (ATM) or night
deposit facility. For your own safety, be careful. The
following suggestions may be helpful.
- Prepare
for your transactions at home (for instance,
by filling out a deposit slip) to minimize your
time at the ATM or night depository.
- Mark
each transaction in your account record, but
not while at the ATM or night depository facility. Always
save your ATM receipts. Don’t leave them at
the ATM or night deposit facility because they
may contain important account information.
- Compare
your records with the account statements you
receive.
- Don’t
lend your ATM card to anyone.
- Remember,
do not leave your card at the ATM. Do not leave
any documents at a night deposit facility.
- Protect
the secrecy of your Personal Identification Number
(PIN). Protect your ATM card as though it were
cash. Don’t tell anyone your PIN. Don’t give
anyone information regarding your ATM card or
PIN over the telephone. Don’t write your PIN
where it can be discovered. For example, don’t
keep a note of your PIN in your wallet or purse.
- Prevent
others from seeing you enter your PIN by using
your body to shield their view.
- If
you lose your ATM card or it is stolen, promptly
notify us. You should consult the other disclosures
you have received about electronic fund transfers
for additional information about what to do if
your card is lost or stolen.
- When
you make a transaction, be aware of your surroundings. Look
out for suspicious activity near the ATM or night
deposit facility, particularly if it is after
sunset. At night, be sure that the facility
(including the parking area and walkways) is
well lighted. Consider having someone accompany
you when you use the facility, especially after
sunset. If you observe any problem, go to another
ATM or night deposit facility.
- Don’t
accept assistance from anyone you don’t know
when using an ATM or night deposit facility.
- If
you notice anything suspicious or if any other
problem arises after you have begun an ATM transaction,
pocket your card and leave.
- Don’t
display your cash; pocket is as soon as the ATM
transaction is completed and count the cash later
when you are in the safety of your own car, home,
or other secure surrounding.
- At
a drive-up facility, make sure all the car doors
are locked and all of the windows are rolled
up, except the driver’s window. Keep the engine
running and remain alert to your surroundings
- We
want the ATM and night deposit facility to be
safe and convenient for you. Therefore, please
tell us if you know of any problem with the facility. For
instance, let us know if a light is not working
or there is any damage to a facility. Please
report any suspicious activity or crimes to both
the operator of the facility and the local law
enforcement officials immediately
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