Free Checking

  • No Minimum Balance to open account
  • No Monthly Maintenance Fee
  • Required use of VISA Debit Card (15 transactions per statement cycle required)
  • $7.00 Service charge if minimum debit transactions not met.
  • Free first order of checks & terms

back to top

Money Market Checking

  • $5000.00 Minimum Balance to open account
  • Floating rate tied to Federal Funds Rate
  • Interest Compounded Daily/Paid Monthly
  • Limited to 6 Debits per Month
  • $5000.00 minimum required balance & terms

back to top

Passbook Savings

  • Minimum Deposit to Open Account $100.00
  • Interest is compounded daily and credited to each account quarterly
  • $1.00 service charge for each withdrawal over 3 per quarter
  • Statements mailed semi-annually
  • Contact a customer service representative for current rates & terms

back to top

Statement Savings

  • Minimum Deposit to Open Account $100.00
  • Interest is compounded daily and credited to each account quarterly
  • $3.00 service charge for each withdrawal over 3 per quarter
  • Statements mailed quarterly or monthly with Checking statement
  • Contact a customer service representative for current rates & terms

back to top

Certificates of Deposit

  • Minimum Deposit to Open Account $500.00
  • Choose maturities from 90 days to 5 years
  • Interest can be paid monthly, quarterly, semi-annually, annually by check; deposited to the certificate or credited to another account
  • Interest is compounded daily and credited quarterly
  • Certificates of Deposit can be automatically renewed
  • Early withdrawal penalties apply
  • Contact a customer service representative for current rates & terms

back to top

Personal Checking

  • Minimum Balance to open account of $100.00
  • Monthly Maintenance Fee of $4.00 per month
  • Per Check/Debit fee of $0.15 for every check/debit over 20 per month.
  • No Service Charges With A Minimum Daily Balance of $500.00

back to top

Student Checking

  • No Minimum Balance to Open
  • No Monthly Maintenance Fee
  • Per Check/Debit charge of $0.25 for every Check/Debit over 20 per month

back to top

Individual Retirement Accounts

  • Minimum Deposit to Open Account $500.00
  • Choose maturities from 12 months to 60 months
  • Contact a customer service representative for current rates & terms
  • Standard IRA rules apply

back to top

Personal Money Market Accounts

  • Minimum Deposit to Open Account $5,000.00
  • Interest is compounded daily and credited to each account quarterly
  • Must maintain the minimum daily balance to obtain the disclosed annual percentage yield
  • Monthly Maintenance fee $20.00
  • No Service Charge if the minimum daily balance is maintained
  • Limited to six debits per month
  • Contact a customer service representative for current rates & terms

back to top

NOW Interest Checking

  • Minimum Balance To Open Account $1,500.00
  • Interest Will Be Compounded Daily And Credited To Each Account Monthly
  • Monthly Maintenance Fee of $10.00 per Month
  • No Service Charges With A Minimum Balance of $1,500.00
  • Contact a customer service representative for current rates and terms

back to top

Senior Checking

  • No Minimum Balance to Open
  • No Service Charges
  • Must Be 60 Years Old To Qualify

back to top


OUR SITE IS BEST IF VIEW IN 800 X 600 RESOLUTION
HOME | ON-LINE BANKING | PERSONAL BANKING | BUSINESS BANKING | HOMETOWN HIGHLIGHTS | CALCULATORS | REORDER CHECKS | ABOUT THE BANK | CONTACT US | PRIVACY & DISCLOSURE